Lending Options
Local lending decisions backed by people who understand your market.
Financing Built for Our Community
When you apply for a loan at First Heritage Bank, your application is reviewed by local decision-makers who understand the regional economy and your unique situation, not an algorithm in another state.
SBA Partner
SBA Loans
U.S. Small Business Administration backed loans for business acquisition, expansion, equipment, and working capital.
- Longer repayment terms
- Competitive interest rates
- Lower down payment requirements
- Expert SBA guidance
Flexible Terms
Business Loans
Conventional business financing for equipment purchases, working capital, expansion, and operational needs.
- Flexible repayment schedules
- Competitive rates
- Local decision making
- Fast approvals
Build & Develop
Construction & Land Development
Financing solutions for construction projects, land acquisition, and real estate development.
- New construction financing
- Land acquisition loans
- Draw schedule management
- Permanent loan conversion
Talk to a Loan Officer Today
Our experienced lending team is ready to discuss your financing needs. No obligation, no pressure, just honest guidance.